{"source":"Crédito.cr","url":"https://credito.cr/estadisticas","license":"https://credito.cr/estadisticas#como-citar","retrievedAt":"2026-09-05T23:26:24.535Z","lastUpdated":"2026-07-14T21:36:41.769Z","totals":{"products":65,"providers":17,"supervisedProviders":16},"categories":[{"category":"personal_loan","label":"Préstamo personal","minRate":13.5,"medianRate":16.25,"maxRate":24,"productCount":23,"providerCount":14,"currency":"CRC"},{"category":"credit_card","label":"Tarjeta de crédito","minRate":29.5,"medianRate":32.5,"maxRate":34.9,"productCount":11,"providerCount":9,"currency":"CRC"},{"category":"auto_loan","label":"Préstamo de vehículo","minRate":12,"medianRate":12.5,"maxRate":13.9,"productCount":12,"providerCount":9,"currency":"CRC"},{"category":"mortgage","label":"Crédito hipotecario","minRate":8,"medianRate":9.5,"maxRate":12,"productCount":14,"providerCount":9,"currency":"CRC"},{"category":"debt_consolidation","label":"Consolidación de deudas","minRate":14.25,"medianRate":14.5,"maxRate":15.5,"productCount":3,"providerCount":3,"currency":"CRC"},{"category":"microcredit","label":"Microcrédito","minRate":26.5,"medianRate":27.25,"maxRate":28,"productCount":2,"providerCount":2,"currency":"CRC"}],"rateCaps":[{"period":"2026-S2","category":"general","currency":"CRC","maxAnnualRate":36.48,"sourceUrl":"https://www.imprentanacional.go.cr/pub/2026/07/13/ALCA89_13_07_2026.pdf","fetchedAt":"2026-08-23T03:10:33.829Z"},{"period":"2026-S2","category":"general","currency":"USD","maxAnnualRate":30.11,"sourceUrl":"https://www.imprentanacional.go.cr/pub/2026/07/13/ALCA89_13_07_2026.pdf","fetchedAt":"2026-08-23T03:10:34.118Z"},{"period":"2026-S2","category":"general","currency":"OTHER","maxAnnualRate":7.27,"sourceUrl":"https://www.imprentanacional.go.cr/pub/2026/07/13/ALCA89_13_07_2026.pdf","fetchedAt":"2026-08-23T03:10:34.983Z"},{"period":"2026-S2","category":"microcredit","currency":"CRC","maxAnnualRate":51.51,"sourceUrl":"https://www.imprentanacional.go.cr/pub/2026/07/13/ALCA89_13_07_2026.pdf","fetchedAt":"2026-08-23T03:10:34.407Z"},{"period":"2026-S2","category":"microcredit","currency":"USD","maxAnnualRate":42.65,"sourceUrl":"https://www.imprentanacional.go.cr/pub/2026/07/13/ALCA89_13_07_2026.pdf","fetchedAt":"2026-08-23T03:10:34.696Z"}],"citation":"Fuente: Crédito.cr — Estadísticas del mercado de crédito en Costa Rica (https://credito.cr/estadisticas). Consultado el 2026-09-05."}